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Commercial insurance coverage will protect your construction crew members from accidents, theft, and other damages that occur on a worksite. Learn about some types of commercial insurance. Afterward, contact one of our Choice One Insurance Inc. agents who serve Portland, OR.
Workers Compensation
Workers compensation provides cash benefits and medical care to employees who are injured on the job. This coverage takes effect after an insurance claim is filed and approved.
The financial relief and medical coverage a workers’ compensation policy offers will allow employees to maintain their household bills and receive adequate care during their recovery.
Personal Property
Personal property coverage protects against theft and vandalism. If an employee is responsible for furnishing their own tools and equipment during normal business hours, it is in a business owner’s best interest to provide adequate insurance coverage.
The employer should take note of all the possessions that each employee will be using. If any of the items are stolen or damaged while a construction crew is working, the employer should report the matter to their local police department. Then, they should file an insurance claim.
Safety Measures
A construction site should be accessible to any worker who will be doing services. Adequate lighting and surveillance equipment can be used to increase safety on a construction site.
Areas that are off-limits to a construction crew should be clearly marked. Each construction site where work will be conducted should be inspected individually. Then, safety measures should be used to prevent mishaps on the worksite.
Consult With Us
Contact our Portland, OR team at Choice One Insurance Inc. We will prepare an insurance policy that will provide your construction crew with adequate protection.