Category: Insurance

Here at Choice One Insurance Inc., serving the greater Portland, OR area, one of the types of insurance that we offer is small truck/delivery insurance. This is a commercial insurance product that is designed primarily for business owners. If you own a small business, you may be wondering what the benefits of having this type of insurance are.

Here are some of the key benefits:

Small Truck/Delivery Insurance Protects the Truck

One of the benefits associated with small truck/delivery insurance is that it provides your company with the auto insurance it needs to meet state minimum insurance requirements, while also covering your truck against things such as an accident, vandalism, or being stolen. This is important, as your business could suffer if your truck is damaged and you don’t have the right insurance. 

Small Truck/Delivery Insurance Covers the Items Being Stored or Delivered 

Another benefit to small truck/delivery insurance is that it covers the items in your truck that are being stored or delivered. The items your truck is delivering may be costly, so if they are damaged in an accident or stolen, your business may be out a lot of money without this type of insurance product. 

Small Truck/Delivery Insurance Protects Your Business Against Lawsuits

Lastly, small truck/delivery insurance helps to protect your business against lawsuits resulting from accidents with the small truck or during the course of delivery. Lawsuits can be devastating to small businesses, so being covered in the event of a lawsuit is a huge benefit. 

Get The Right Coverage Today

There are numerous benefits associated with obtaining small truck/delivery insurance for your small business. If you are ready to learn more about this type of commercial insurance product or are looking to obtain a policy in the greater Portland, OR area, the agents at Choice One Insurance Inc. can help you. Call or email us now to start the process of obtaining your new insurance policy. 

Anyone with a specific skill in a trade in the Portland, OR area will find that it could be a great place to start your own specialty contractor business. This area has a strong population base and a good economy, which opens a lot of opportunities to be successful. If you do start one of these businesses here, you will want to ensure that you have the right insurance.

A specialty contractor’s insurance plan here offers various forms of coverage:

Liability Risk Protection

No matter what type of contractor you are, there is always a chance you could make a mistake that results in damage. If this happens, you could be facing a liability claim or lawsuit. When you are insured with a specialty contractor’s insurance plan, it will give the coverage necessary in these cases. Not only will you have financial protection, but the insurance provider will offer support throughout the process so you can focus on your business. 

Protection for Assets

As a contractor, you will rely heavily on your equipment, tools, and other assets. Unfortunately, there is always a risk these assets could be stolen or damaged. If you are insured with a specialty contractor’s insurance, you will have the support necessary to ensure you can replace these items in these situations. 

Contact Us Today

If you are a contractor in the Portland, OR area, it would be a good idea to have a contractor’s insurance plan. When you are looking for specialty contractor insurance here, calling Choice One Insurance Inc. is a good idea. Choice One Insurance Inc. understands the importance and value of this coverage. The professionals will provide the guidance you need to evaluate your options and create an ideal plan. This will help ensure you and your business remain properly covered. 

Cargo insurance is also referred to as freight insurance. It is coverage to protect your loss and damage while your item is in transit. Choice One Insurance Inc. serves Portland, OR and the surrounding region with quality insurance services, and we are happy to answer any questions you may have about your insurance needs in all aspects of your life.

Why Do You Need Cargo Insurance?

The simple answer to why you need cargo insurance is for the protection of your assets and reputation. Anyone who is shipping something of value can protect their risk of loss with cargo insurance. If you run a company that relies on timely delivery of intact quality goods, then cargo insurance is practically priceless because your good name is on the line at the whim of all the things that can go awry in shipment. 

The distance your shipment has to travel, the more often you ship, and the higher the value of your item all increase the need for quality cargo insurance. It is an add-on you can legally skip, but it is also affordable and easy to purchase, so why would you? Cargo insurance can be per shipment if you only occasionally ship precious cargo, or you can get an annual cargo insurance policy if you often ship similar items from your business. 

Give Us A Call

Contact us at Choice One Insurance Inc. for more information about cargo insurance and any other insurance need you may have in the Portland, OR area. We love to support local business owners with the insurance policies needed to keep things running smoothly, even in stormy conditions.