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Specialty contractors insurance provides coverage for a variety of trade services. Learn how this type of insurance can protect your workers, materials, and equipment used to perform job duties.
Specialty Insurance
Specialty insurance is a broad term that provides protection for many trades. A specialized contractor may rely on this type of coverage to protect them during each project they are hired for.
Specialty contractor’s insurance will protect a business of any size. Owners of small and large companies can customize an insurance plan that provides the exact amount of coverage needed.
Liability Coverage
Liability coverage is one type of specialty insurance that protects a contractor’s best interests. It protects against injuries and damage that may occur on a worksite.
The type of work you do should be considered. If you and your workers are exposed to dangerous conditions, acquiring a high amount of liability protection may be in your best interest.
Possession Coverage
Specialty insurance designed to cover possessions will prevent you from paying out-of-pocket costs for damaged equipment, tools, and materials. All the items used for contracting duties can be added to your specialty insurance policy.
- Ladders
- Toolboxes
- Hand and power tools
- Electrical equipment
- Lumber
- Insulation
This list highlights some of the items you can add to your specialty insurance policy. If items are stolen or damaged while a job is underway, your insurance coverage will pay to replace or repair them.
Contact a Representative of Choice One Insurance Inc.
Meet with one of our agents who serves Portland, OR. The agent will inquire about your contracting duties. Then, they will recommend specialty insurance products to you.